Online IPIN (available on request) to gain access to your personal bank loan Account and acquire your bank balance.

In order to make part pre-payment, you ought to phone our 24×7 CitiPhone helpline. As soon as you inform the lender of one’s intention to prepay, the financial institution will consider carefully your demand and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you are going to need to carry on repaying the EMIs that is subsequent per the payment routine provided by the lender. The partial pre-payment facility can be obtained when in year.

Whenever do i need to pay Late Payment Charges?

The deadline for the payment of EMIs will probably be 1 st of each and every thirty days, after the thirty days of Loan disbursement. Re Payment guidelines will be presented from 1 st of any thirty days. We however don t charge any payment that is late just in case the re re payment is delayed. Just how do I learn how much is outstanding to my loan? If you should be a preexisting Citibank on the web Banking client, you will see your overall loan stability on the web, but please be conscious that it isn’t really your settlement that is final figure. Instead, to discover the balance that is outstanding your individual Loan simply phone our 24×7 CitiPhone helpline. They will be in a position to supply you with the many current information about your loan.

How frequently will we get a declaration?

Statements are given annual in the 31st of March and mailed to your many address that is recent to us. If you would like a declaration released virtually any time, just call us on our 24×7 CitiPhone helpline figures supplied right here or make use of your Citibank Online IPIN (available on demand) to gain access to your unsecured loan Account and get your account balance. wemagine if I have significantly more concerns? if you’re Citibank client, be sure to use the ‘online question’ center to publish to us. If you should be maybe not really a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied right here.

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Stipulations use. Issuance of loan are at the discretion that is sole of, N A. Citibank reserves the ability to ask for almost any extra papers from the applicant. Client can combine stability of no more than 2 charge cards and 2 loans that are personal. Client can avail a debt consolidating loan as much as Rs. 15 Lakh. The last loan quantity and interest price relevant will soon be susceptible to eligibility, according to Citibank’s credit processing requirements.

Partial pre-payment is permitted after 12 months of loan tenure. Client can work out this just once in year. Client has to pay in numerous of EMIs. Component amount that is pre-payment be just as much as 5 months EMI quantity and the least 2 month EMI amount. When it comes to precise quantity, client has to phone CitiPhone.

What’s ‘outstanding stability’?

Outstanding stability may be the amount that is total have actually staying in your personal bank loan at a particular provided time, excluding accrued interest and charges. Can there be a charge for reserving my loan? Yes. As soon as your unsecured loan is authorized, that loan Booking Fee all the way to 3 associated with the sanctioned loan quantity is charged. Just how do we pay the mortgage Booking Fee? The Loan Booking Fee are going to be deducted through the loan quantity sanctioned during the time of disbursal. As an example, a Rs. 1,00,000 loan with a thought optimum of 2.75 Booking Fee will end up an available loan quantity .

You need to use an unsecured loan for almost any function such as for example, home improvements, making plans for your fantasy wedding or tidy up your money having a stability consolidation loan. Nevertheless, according to RBI laws, you’re lawfully bound never to utilize Loan for almost any antisocial, illegal, or purposes that are speculative. Nor should you utilize the mortgage funds to buy of silver in virtually any type, including silver bullions, coins, gold precious jewelry, gold trade traded funds, and gold shared funds. This is certainly relevant to any or all signature loans. Exactly exactly just How quickly do the decision is got by me? In many situations you can expect decisions in case of hours, even though there might be occasions once we require more information before we are able to finish the application.

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